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Residential home loan

Superior Loan Features at MSB

Up to 90% loan to value

90% if secured by available collateral

80% if secured by mortgage

Up to 35-year tenor

Own your dream house with less financial worry

Approval within 16 hours

Approval within 16 hours

Simple procedure, on-site support by MSB experts

24-month grace period for principal

Up to 24-month grace period for principal

Flexible principal repayment plan: flat/increasing/reducing

Sign up for free consultation

Condition

  • Age: from 20 to 65
  • Minimum monthly income: VND 5 million
  • Có tài sản thế chấp: Có thể dùng chính bất động sản dự định mua/ tài sản khác để thế chấp.
  • Mục đích vay vốn: Vay mua BĐS đã có sổ đỏ/chưa sang tên sổ đỏ cho chính bạn hoặc chính người thân của bạn hoặc bù đắp phần vốn tự có/vốn vay cá nhân để mua BĐS

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Certificate of collateral ownership (copy)
  • Proof of income
  • Real estate sale and purchase/transfer agreement
Thẩm định hồ sơ vay vốn và thông báo kết quả phê duyệt

    Thẩm định hồ sơ vay vốn và thông báo kết quả phê duyệt

Sign credit agreement, secured loan agreement

    Including notarization, certification, and registration for security transaction

Get disbursement from MSB

    Get disbursement immediately upon the completion of security transaction registration

Apply now
133726

Buy a house now - Super loan

The secret to getting a home loan to not be burdened by the "Debt Department".
Owning your own home, not being weighed down by the "Debt Department", but also super profitable.

Frequently Asked Questions

Yes. You can use your parents' assets as collateral for your loan at MSB.

Yes. Fire insurance for houses/apartments and vehicle insurance not only guarantees the loan for the Bank but also ensures the interests of customers.

You need to prepare for collateral valuation fee. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank. When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

Is a repayment plan in which the principal is paid monthly or every 2 months or every 3 months, interest is paid according to the actual remaining principal balance.

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. Early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

 

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Support from loan experts

Hotline

19006083

(024) 3944 5566

Send us email via

CSKHCaNhan@msb.com.vn

 

Need in-person support?

Book an appointment