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Frequently ask question

    You can completely earn 6% cash back for dining spent abroad. In addition, MSB Visa Travel Credit Card offers many features suitable for travelers such as:

    6% cashback for spends of the following categories:

    - Dining abroad

    - Airlines - Hotels

    - Duty Free stores

    - Transport (Grab, Be, Taxi, train, etc.)

    - Travels (Traveloka, Agoda, Booking.vn, etc.)

    Customers can use collateral that is real estate or means of transport to secure the loan. Customers can use collateral that is real estate or means of transport to secure the loan.

    Your current account will be charged for account management fee if there is no active transaction within 6 months and average balance is less than VND 3 million.

    MSB is always willing to support and advise you end-to-end, from the moment you have a demand, you apply until you use our services.

    You will be advised step by step to register for Internet Banking, Mobile Banking, SMS Banking, and activate a debit card one time only.

    Then, you will get an instruction about card features, Internet Banking, Mobile Banking sent to your registered personal email address.

      Please visit our website www.msb.com.vn or log in to your Internet Banking account to learn more. If you have further inquiries, please contact our 24/7 Customer Service Center at (024) 039445566.

    Yes. Fire insurance for houses/apartments and vehicle insurance not only guarantees the loan for the Bank but also ensures the interests of customers.

    MSB does not require the Client to provide a Construction Permit for a loan of VND 1 billion or less or Construction Works that is exempt from a Construction Permit.

    In other cases, the Customer is requested to provide the Construction Permit/Confirmation from the Local Authority that the Works are exempt from the Construction Permit.

    Yes. You can use your parents' assets as collateral for your loan at MSB.

    Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. The early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

    Customers need to prepare a fee for the Valuation Service of the Collateral, from which MSB determines the loan amount based on the value of the collateral - this is paid when providing documents to the Bank. Once the loan is approved, the customer prepares the security contract notarization fee and the loan security transaction registration fee to complete the mortgage procedure before disbursing.

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Câu hỏi thường gặp

Customers can use collateral that is real estate or means of transport to secure the loan. Customers can use collateral that is real estate or means of transport to secure the loan.

Customers need to prepare a fee for the Valuation Service of the Collateral, from which MSB determines the loan amount based on the value of the collateral - this is paid when providing documents to the Bank. Once the loan is approved, the customer prepares the security contract notarization fee and the loan security transaction registration fee to complete the mortgage procedure before disbursing.

MSB does not require the Client to provide a Construction Permit for a loan of VND 1 billion or less or Construction Works that is exempt from a Construction Permit.

In other cases, the Customer is requested to provide the Construction Permit/Confirmation from the Local Authority that the Works are exempt from the Construction Permit.

Yes. You can use your parents' assets as collateral for your loan at MSB.

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. The early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

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