Up to 30% cashback in categories that build the foundation of family happiness: health, knowledge, and wellness.

Sign up now Open now

Fee Schedule and User Manual

Up to 30% cashback in categories that build the foundation of family happiness: health, knowledge, and wellness.

Sign up now Open now

Biểu phí và Hướng dẫn sử dụng

Detail card

Cashback on essential categories for nurturing your family's future

Knowledge Building: Education, bookstores
Health and Wellness: Gym, Yoga, Fitness
Mental Enrichment: Skill courses, art, exhibitions, museums
Detailed cashback terms and conditions apply See here

Attractive cashback up to 30%, up to 900,000 VND/month

10% cashback for total spending under 10 million VND per statement period (up to 500,000 VND)
20% cashback for total spending from 10 to 30 million VND per statement period (up to 700,000 VND)
30% cashback for total spending from 30 million VND per statement period (up to 900,000 VND)

Chance to get big deals, up to 50% off

Up to 50% off at over 300 stores in the JOY Privilege World

Up to 45 interest-free days

Worry-free shopping with up to 45 interest-free days

Flexible installment plan

Flexible installments up to 24 months with our partners See here
0% interest installment feature at major partners like Sendo, FPT Shop, Nguyễn Kim, etc. See here

Eligibility and Documents

Eligibility
Documents

Điều kiện mở thẻ

Nationality: Vietnamese
Age: from 20 to 65
Income: from VND 15 million/month paid by wire transfer
Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
Terms and conditions of credit card issuance and usage See here

Điều kiện mở thẻ

Credit card issuance request
Identity Card copy
Household Registration Book copy
Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
Income statement or other alternative proofs

Fees and Interest Rates

Learn about fees and interest rates of MSB Mastercard Family

here

Annual fee

899.000 VND

Issuance fee

0 VND

Late issuance fee

4%

Overseas transaction fee

3%

Limit

4%

Interest rates

See here

Note: These fees and rates are VAT exclusive and subject to change from time to time

Privacy and More

Pay with just a tap

Enjoy fast, convenient, and secure transactions with Apple Pay, Samsung Pay, and Contactless payment technology.

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment